Three Courses
Each letter is written for a different point in the conversation
Begin with the first if you are at the beginning. Begin with the second or third if you have already been thinking for a while. There is no wrong entry point.
← Back to HomeOur Approach
How the courses are structured
Every course at Peranakan Purse follows the same underlying structure: a sequence of short weekly readings, reflection worksheets for private use, and curated resources for next steps. The reading is descriptive, not prescriptive. The worksheets are reflective, not evaluative. The resources are verified and Singapore-based.
Weekly readings
Short enough to read in an evening, considered enough to return to. No video, no quizzes, no completion badges.
Private worksheets
Reflection tools that save to your device only. Your answers are yours. We do not read them, store them, or use them.
Resource directories
Curated references to Singapore lawyers, licensed advisers, FSCs, and counsellors — verified as active before inclusion.
Letter One · 5 Weeks · SGD 219
Thinking Clearly About Support Without Overthinking Love
A considerate first course for parents in their forties and beyond whose children are now young adults, and who have begun to ask themselves quiet questions about help with education, first homes, weddings, and the small running costs of early adult life.
The course offers a calm framework for separating what a parent can practically support from what they feel they ought to. It discusses how household financial choices ripple through adult relationships, and describes neutral language parents and children can use when speaking about money. It does not prescribe how much to give, or whether to give at all.
What the course covers
- Separating practical capacity from emotional obligation
- How household financial decisions affect adult relationships over time
- Neutral language for conversations about money within families
- Common support scenarios: education costs, first home deposits, wedding contributions
- When and how to bring the conversation into the open
Materials included
- Household-support reflection worksheet
- Values-first conversation guide
- References to family-counselling resources in Singapore
Letter Two · 8 Weeks · SGD 489
Structuring Help in Ways That Stay Healthy
A careful study for learners who have decided, in their own way, to offer some financial support to adult children and wish to do so with clarity. This course moves from the relational to the practical — the mechanics of giving, lending, and structuring help within Singapore's legal and regulatory context.
The course is descriptive and does not recommend any particular choice; it equips the reader with questions to bring to a lawyer and a licensed adviser.
What the course covers
- The difference between a gift and a loan within a family context
- Simple written understandings that reduce misreadings later
- Stamp duty and CPF considerations when helping with a first property
- Tax and estate implications of giving during your lifetime
- Joint accounts, early gifts, and how these may relate to a later inheritance
Materials included
- Family-agreement template
- Stamp duty reference table (updated for current Singapore rates)
- Preparation guide for professional consultations
Letter Three · 10 Weeks · SGD 749
Holding the Line Without Losing the Warmth
A reflective course for readers who face the tender situations that sometimes arise later in life — an adult child going through a difficult time who needs repeated support, a blended family with competing expectations, a child with long-term care needs, or a grown family member whose financial choices differ sharply from their parents'.
The material treats these situations as common, entirely human, and worthy of compassion rather than judgement. It offers frameworks for setting household limits in ways that protect the parent's later years without severing the relationship.
What the course covers
- Setting household limits without damaging the parent-child relationship
- Navigating repeated or escalating requests for financial help
- Blended families and competing expectations across households
- Long-term support arrangements and how to keep them sustainable
- Protecting your own financial wellbeing into later life
Materials included
- Personal-limits reflection worksheet
- Family meeting agenda template
- Directory of pastoral and counselling resources (Singapore FSCs and specialist services)
Choosing Your Course
Which letter is right for where you are
| Letter One SGD 219 |
Letter Two SGD 489 |
Letter Three SGD 749 |
|
|---|---|---|---|
| You are asking the question for the first time | |||
| You have decided to help and want the practical details | |||
| Your situation is complex or emotionally charged | |||
| Includes Singapore property and CPF content | |||
| Includes pastoral and counselling resource directory | |||
| Course duration | 5 weeks | 8 weeks | 10 weeks |
Not sure which to choose? Write to us and we will help you think it through.
Across All Courses
Standards we hold throughout
Data protection
All personal data is handled in accordance with Singapore's PDPA. Worksheet responses never leave your device.
Annual review
All regulatory content — CPF rules, IRAS guidance, stamp duty rates — is reviewed each year and updated when needed.
No product affiliations
We are not affiliated with any financial product, insurer, or advisory firm. Our references are purely educational.
No unsolicited contact
We do not email, call, or message learners unless they have specifically asked us to or have sent us an enquiry.
Resource verification
All external resources — FSCs, mediators, counsellors — are checked to be active and accepting referrals before we list them.
Clear scope boundaries
Each course tells you explicitly where the educational content ends and where professional legal or financial advice is needed.
Course Fees
Clear pricing in Singapore dollars
All three courses may be purchased together. Write to us to discuss.
A question before you decide is always welcome
Write to us or call. We will give you a considered answer without pressure.
Get in Touch